HAIRDRESSING & BEAUTY
The Hairdressing & Beauty industry has significant risk exposures, planning for all eventualities and obtaining the right insurance is vital.
Taking the time to review your business ensuring all your services are covered brings you peace of mind when it comes to the running of your day to day operations.
Imagine a client having a reaction to a service, a staff member injuring themselves at work or your salon flooding! These issues can all be actioned with the correct cover and sufficient level of cover.
Not all policies read the same. Making sure you read the Product Disclosure Statement is a must. Core West Insurance Brokers has the expertise to arrange insurance cover specifically for your industry with the insurance you need – the cover that’s right for you, not just a standard package.
Industries We Cover
Beauticians
Hairdressers
Nail Technicians
Make Up Artists
Beauty Salons
Hair Salons
Day Spas
Barber Shops
Massage Therapists
Cosmetic Tattoo Artists
Cosmetic Injectables
Tattoo Artists
Laser Tattoo Removal
Laser Hair Removal
Is your service missing on this list? Call our office or submit an online enquiry, we're sure we can assist!
What Cover Do I Need?
The Hairdressing & Beauty Industry insurance is often a combination of public liability & professional indemnity/medical malpractice insurance depending on the level of cover you require.
Depending on the nature of the services you offer further consideration might given to additional cover.
Type of Cover & Potential Benefits
Professional Indemnity / Medical Malpractice
Protect your business from claims arising whilst you’re providing professional advice or services. Professional indemnity insurance can also assist you with the legal defence, compensation, and settlement costs associated with the claims.
Public and Products Liability
Claims by third parties for personal injury and/or property damage and/or legal costs in connection with your business.
Accident and Sickness Cover
Regular payments to help keep your business running if you’re injured or fall ill.
Business Insurance
Responds against equipment, stock and property damage from accidents, losses due to theft, fire, glass but not limited to. You may also want to consider business interruption, for the potential loss of income.
Workers Compensation
Covers the cost of your employees’ wages, rehabilitation and medication if they become injured or sick through their work.
Management Liability
Covers claims of wrongful management, employment practices breaches (wrongful dismissal or discrimination actions), crime (theft by employees or third parties), tax audit, and statutory fines and penalties (applicable to private companies only).
Cyber Insurance
Maintaining a website or keeping digital records puts your business at risks of data breaches. Cyber Insurance responds against data breaches, ransomware attacks, cyber phishing but not limited to.